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I talk a lot about my Chase credit cards … I currently have 6 Chase cards in my wallet. The reason I value Chase credit cards so much is because of the opportunity to earn Ultimate Rewards. To earn Ultimate Rewards you need one of Chase’s primary credit cards:
- Chase Sapphire Reserve
- Chase Sapphire Preferred
- Chase Ink Business Preferred
Once you have one of those cards, any additional Chase cash-back earning cards can also earn Ultimate Rewards. For example, my Chase Freedom card is a cash back card. But since I have the Chase Sapphire Reserve, instead of earning cash back on the Freedom, I’m able to transfer those points to my Chase Sapphire Ultimate Rewards earning pool. This allows you to pool all of your points earned through Chase cards into one pot.
Chase Ultimate Rewards are incredibly valuable when trying to book travel for free. That’s because Chase has 13 transfer partners that you can transfer your Ultimate Rewards to for redemption.
Chase Ultimate Rewards Transfer Partners
Chase’s transfer partners include both airline partners and hotel partners.
Airline Partners //
- Aer Lingus
- British Airways
- Flying Blue (Air France/KLM)
- Singapore Airlines
- Virgin Atlantic
Hotel Partners //
- Ritz Carlton
The beauty of these transfer partners is that you can transfer your Ultimate Reward points out of your Chase account directly to these programs for airfare and hotel bookings. Even better, you can utilize the transfer partners’ partners.
For example, say there’s an American Airlines flight that you’re looking to book. At first glance you may think you’re out of luck on using Ultimate Rewards since American Airlines isn’t a Chase Ultimate Rewards transfer partner. Wrong! Since British Airways and American Airlines are both in the Oneworld Alliance, you’re able to transfer your Ultimate Rewards from your Chase account to your British Airways account to book the American Airlines flight (so long as there is award availability). I went into depth on how to complete this booking process in this post.
Another example of utilizing the transfer partners’ partners is taking advantage of the Flying Blue program to book Delta flights. Flying Blue is the program that Air France and KLM use. Air France and KLM are both part of the SkyTeam. So is Delta. Therefore, you can transfer your Chase Ultimate Rewards from your Chase account to your Air France/KLM account to book a Delta flight (so long as there is award availability).
How I Use Chase Ultimate Rewards
The options are endless! Michael and I take most advantage of transferring Ultimate Rewards to Southwest, United, and British Airways (to book American Airlines flights), but that’s just because we fly those airlines often. It’s important to keep these transfer partners in mind when accumulating Chase Ultimate Rewards so that you have flexibility when booking travel. After all, that’s the whole point in earning points and miles, to use them!
Again, if you’re interested in seeing what credit cards I currently have in my wallet, why I keep them around, and what spend I put on them to earn the most points possible, check out this post! To learn more about Chase credit card offerings, check out this comparison table.
Questions?! Comments?! Leave them below! Or email me at firstname.lastname@example.org.
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